Contributions are designed to be effortless — and fair to everyone in the circle.
Auto-deduction
On each circle's due date, the app automatically deducts your contribution from your available wallet balance. No reminders, no chasing, no manual transfers. Your payment is recorded instantly in the circle ledger.
If you miss a payment
Penalty feeMissed or late contributions attract a penalty, set per circle. It's deducted from your wallet.
Three strikesThree consecutive defaults can get a member removed from the circle — so keep your wallet funded.
Stay ahead with these habits
- Top up your wallet a few days before the deduction date.
- Check My Payments → When I Pay Next to see all upcoming deductions at a glance.
- Turn on notifications so you're alerted before every due date.
Next: the part everyone waits for — getting paid.
Questions? Visit the Support page or read the full rules.