Circles are where the saving happens. Admins create them; you pick one that matches your savings goal.
What to look at before joining
Contribution amountThe fixed amount every member pays each cycle. Make sure it fits your budget.
Cycle frequencyWeekly or monthly — how often contributions are deducted and payouts happen.
Slots ("hands")You can hold more than one slot in a circle. More slots = you contribute more, but your payout is proportionally bigger too.
Your payout positionEvery member gets a position. Position 1 collects first; higher positions collect later. The admin can assign or adjust positions.
How joining works
- Browse open circles under Find a Circle.
- Join with one tap — as long as slots remain and you have no overlapping commitment.
- Once the circle is activated, your position and the payout calendar are locked in.
Next: how contributions get collected each cycle.
Questions? Visit the Support page or read the full rules.